We make it a reality...
Italy is awash with stunning villas, apartments and homes that promise both financial and personal rewards. Not only do they deliver incredible scenery, but they are a good investment as a home or holiday home. With endless opportunities for renovation or renting, buying a property in Italy is not only the doorway to an ideal family or retirement home but a business opportunity on the side of your everyday life! It offers affordable, stylish properties that encapsulate Italian style, culture and charm, set against the backdrop of arguably one of the most beautiful countries in the world.
We may be biased, but at Lake Iseo Properties by DreamHomes, we have a portfolio of stunning Italian properties overlooking the beautiful Lake Iseo. These range from luxury villas surrounded by rolling Italian hills and vineyards to sleek apartments with lakefront terraces allowing you to enjoy picturesque mountain and lake views. To us, this is ‘why Italy’, with its panoramic views overlooking our favourite Italian lake. Whatever you are looking for, it’s our job to make your dream home a reality and guide you through buying a property in Italy step by step.
The buying of an Italian property follows a fairly standard procedure, similar to that of the Uk and other European countries. The most important part of the property buying process in Italy is ensuring you have obtained an Italian Tax Code. This can be done through the Italian Tax Office (Agenzia delle Entrate) or your Italian Consulate in person or from your current residence. This process is all completely free! The next job is to set up an Italian Bank Account, and then you’re all good to go.
The next step is to browse and choose your desired property and make an official offer. This will usually require a small deposit and will be valid for 10 days. Once the seller has accepted this offer, the Preliminary contract comes into play. This critical document expresses that both parties are binding each other to complete the purchase! This contract contains important clauses such as sale price, name of the seller and buyer, a complete description of the property, and any terms or conditions of the sale, amongst others that underpin the agreement.
The next stage is the checking and controlling of all documentation for the property, urban permissions, and habitability certificates. This also includes any charges or mortgages that may be attached to the property that need cancelling before the final transfer of sale and the completion of the Title Deed, also known as ‘Rogito Notarile’ in the buying process. This must then be signed and witnessed in the presence of the Public Notary, which will transfer the ownership of the property from the seller to the buyer. On some occasions, when the buyer or the seller does not speak Italian, the intervention of an official translator will be necessary so the deed can be translated into the language of choice; this, of course, is an additional cost. Or, at the very least, a power of attorney can be granted to a trusted person who speaks your language and understands the process, such as a solicitor or estate agent.
Madeleine Morgan, our fully Licensed Italian Realtor, is the centre of our operations and the member of our professional team who will aid you at every stage of buying a property in Italy. With years of experience as a Licensed estate agent, Madeleine is renowned for her client commitment and is responsible for successfully matching our international buyers with their perfect dream home! She is fluent in Italian, has extensive local knowledge, and is highly in tune with the purchasing process in Italy, ensuring a stress-free, efficient buying journey! At Lake Iseo Properties by DreamHomes, it is our goal to make your dream home a reality, ensuring all of your individual needs and wants are met, and no person is better for that job than Madeleine.
Please contact us here for more information on buying a property in Italy. Or click here to view our available portfolio of Lake Iseo properties.
Please contact us here for more information on buying a property in Italy. Or click here to view our available portfolio of Lake Iseo properties.
